
RociFi is the first Credit Scoring Primitive allowing web3 users to monetize their onchain history via lower borrowing rates, higher loan-to-value ratios, or boosted token rewards. RociFi’s credit scores have been battle tested across 20+ Dapps including CyberConnect, Sismo, Relation Labs, Optimism, Gora, and many more. Problems Solved: - Customized loan terms per user based on their credit history in DeFi - Decentralized credit data for new use cases like under-collateralized lending - Web3 messaging filter to avoid malicious or spam addresses https://blog.roci.fi/rocifi-2-0-litepaper-ddb8f6f6eb01 Traction To-Date: - 1.3M DeFi credit scores served via API - 40K credit credential NFTs minted - 5500 loans (1600 under-collateralized) facilitated - Mastercard and Julius Baer Accelerators - Backed by Arrington Capital, LD Capital, Goldentree, and Signum - Advised by @BrianDEvans and @CryptosR_Us - Featured in Cointelegraph, Brave New Coin, and Token Insight https://www.mastercard.com/news/perspectives/featured-topics/fintech/embracing-new-ways-to-transact-by-unleashing-the-power-of-blockchain/ $ROCI Utility: - Hard cap of 1B supply emitted over 4-year period with low circulating supply in Year 1 - Deflationary tokenomics as percentage revenue used to buy/burn ROCI - Governance with veROCI reduces circulating supply and whale dominance - Node staking asset that reduces circulating supply - Growth incentives for oracle integration by protocols https://blog.roci.fi/roci-tokenomics-38f20fa453c3







